This includes losses involving commercial buildings, furniture, fixtures and fittings, private dwellings, contents, personal possessions & stock.

In the event of a loss occurring at your property the following steps should be followed:

1. Secure the Property
Every effort must be made to reduce further loss (temporary repairs/shoring up is encouraged in achieving this).

2. Notify Beacon
Every claim must be reported to Beacon immediately on the prescribed claim form which can be obtained at any registered branch or on the company’s website at beacon.co.tt. All questions on the claim form should be answered and a clear statement giving the facts of the loss be provided.

3. Submit the claim
When submitting a claim for consideration, the following is required:

• Completed & signed Claim Form (in the case of a Company the Claim Form should bear the Company Stamp)
• VAT Certificate
• Estimate (cost of material & labour) and/or replacement Quotations
• Full payment of the premium for the Policy, if outstanding